Acceptable Use Policy

Last Updated: December 9, 2024

1. Introduction

This Acceptable Use Policy ("Policy") outlines permitted and prohibited uses of Forward Labs Pte Ltd's payment gateway directory service ("Service") located at allpaymentgateways.com. By accessing or using our Service, you agree to comply with this Policy.

2. Acceptable Use

2.1 Permitted Uses

You may use our Service to:

  • Compare payment gateways for business purposes
  • Research payment processing solutions
  • Access publicly available information about payment gateways
  • Share factual experiences with payment gateways
  • Create and maintain a single user account
  • Download or print information for personal or business use
  • Integrate our data through official APIs (where available)

2.2 Business Use

  • Commercial use is permitted within reasonable limits
  • Multiple team members may access under appropriate subscription plans
  • Integration with business systems is allowed through approved methods

3. Prohibited Uses

3.1 General Prohibitions

You may not use our Service to:

  • Violate any applicable laws or regulations
  • Infringe upon intellectual property rights
  • Harass, abuse, or harm others
  • Spread malware or other harmful code
  • Impersonate others or misrepresent your affiliation
  • Create multiple accounts for deceptive purposes
  • Manipulate platform metrics or rankings

3.2 Data and Access Restrictions

You may not:

  • Scrape, crawl, or automatically download content
  • Reverse engineer the Service
  • Bypass any access restrictions
  • Share access credentials
  • Attempt to gain unauthorized access
  • Modify or decrypt platform content
  • Create derivative databases of our content

4. Fair Usage

4.1 Rate Limits

  • API access is subject to rate limiting
  • Bulk downloads are restricted
  • Automated access must be approved
  • Concurrent sessions may be limited

4.2 Resource Usage

  • Excessive bandwidth usage is prohibited
  • High-volume requests must be authorized
  • Caching requirements must be followed
  • Load testing requires approval

5. User Content

5.1 User Reviews and Comments

When providing reviews or comments, you must:

  • Provide truthful and accurate information
  • Base opinions on actual experience
  • Respect confidentiality agreements
  • Avoid conflicts of interest
  • Disclose any material relationships

6. Security Requirements

6.1 Account Security

You must:

  • Maintain secure passwords
  • Protect account credentials
  • Report security incidents
  • Use secure connections
  • Enable two-factor authentication when available

7. Changes to This Policy

We reserve the right to modify this Policy at any time. Changes will be effective immediately upon posting to our website. Continued use of the Service constitutes acceptance of any changes.

8. Reporting Violations

If you become aware of any violations of this Policy, please report them to:

  • Email: support@allpaymentgateways.com
  • Phone: +65 6789 1234

9. Contact Information

For questions about this Policy, please contact:

  • Email: support@allpaymentgateways.com